Filing for bankruptcy was never an easy decision, however Rick Banks was always courteous, honest, and extremely helpful during our dealings with him. I was not very keen on this process, but Rick explained everything clearly and was never rude or condescending. Honestly, my wife and I picked Rick from an ad in the yellow pages, but we were completely satisfied with him and of course his great staff. I would recommend Rick Banks to anyone needing his services with no reservation. I will most definitely use his services again if necessary.